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SouthState Bank Corp (SSB)

State Commercial Banks ยท Financial Services ยท $9.6B

undervalued
Intrinsic Value (Consensus)
$125.55
Current Price
$97.63
Margin of Safety
+28.6%
28.6% Below Intrinsic Value
Value: $126
Price: $98

Valuation Model Estimates

Current Price: $97.63
DCF (Discounted Cash Flow)
$65.94
Graham Number
$127.98
Earnings Power Value
$76.41
Relative Value (P/E)
$157.40
Dividend Discount Model
$200.00
Consensus Value
$125.55

Model Assumptions

Discount Rate
10.3%
Growth Rate
12.9%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

B
68
Profitability
15/25
Strength
24/25
Valuation
19/25
Growth
10/25

Financial Health Signals

Low debt โ€” conservative balance sheet

Key Financials

EPS (TTM)
$7.87
EPS (Forward)
$8.89
Book Value
$92.50
P/E Ratio
20.0
Forward P/E
17.7
PEG Ratio
โ€”
ROE
8.8%
Debt/Equity
1%
Revenue Growth
N/A
Earnings Growth
12.9%
Dividend Yield
0.4%
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance