S&T BANCORP INC (STBA)
State Commercial Banks · Financial Services · $2.5B
Intrinsic Value (Consensus)
$51.54
Current Price
$69.80
Margin of Safety
-26.2%
26.2% Above Intrinsic Value
Value: $52
Price: $70
Valuation Model Estimates
Current Price: $69.80
DCF (Discounted Cash Flow)
$46.18
Graham Number
$56.30
Earnings Power Value
$33.88
Relative Value (P/E)
$69.80
Dividend Discount Model
$4.53
Consensus Value
$51.54
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.3%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $3.49
- EPS (Forward)
- $3.57
- Book Value
- $40.37
- P/E Ratio
- 20.0
- Forward P/E
- 19.5
- PEG Ratio
- —
- ROE
- 9.2%
- Debt/Equity
- 2%
- Revenue Growth
- N/A
- Earnings Growth
- 2.3%
- Dividend Yield
- 0.5%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance