Bancorp, Inc. (TBBK)
National Commercial Banks · Financial Services · $2.3B
Intrinsic Value (Consensus)
$96.32
Current Price
$55.99
Margin of Safety
+72%
72% Below Intrinsic Value
Value: $96
Price: $56
Valuation Model Estimates
Current Price: $55.99
DCF (Discounted Cash Flow)
$196.41
Graham Number
$42.71
Earnings Power Value
$47.77
Relative Value (P/E)
$98.40
Dividend Discount Model
Not applicable
—
Consensus Value
$96.32
Model Assumptions
Discount Rate
10.3%
Growth Rate
14.7%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
A
81
Profitability
25/25
Strength
24/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Strong profitability — ROE of 33% (above 20% is excellent)
Low debt — conservative balance sheet
High free cash flow yield (11.0%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $4.92
- EPS (Forward)
- $5.64
- Book Value
- $16.48
- P/E Ratio
- 20.0
- Forward P/E
- 17.4
- PEG Ratio
- —
- ROE
- 33.1%
- Debt/Equity
- 2%
- Revenue Growth
- N/A
- Earnings Growth
- 14.7%
- Dividend Yield
- N/A
- Beta
- 1.00
Similar Stocks (Financial Services)
AACBRArtius II Acquisitio...
$3.57+300%
ACGLNArch Capital Group L...
$225.25+300%
ACGLOArch Capital Group L...
$225.25+300%
AFGBAmerican Financial G...
$182.24+300%
AFGCAmerican Financial G...
$182.24+300%
Data last updated: 2026-06-16
Source: Yahoo Finance