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Third Coast Bancshares, Inc. (TCBX)

Savings Institutions, Not Federally Chartered ยท Financial Services ยท $654M

undervalued
Intrinsic Value (Consensus)
$75.96
Current Price
$39.46
Margin of Safety
+92.5%
92.5% Below Intrinsic Value
Value: $76
Price: $39

Valuation Model Estimates

Current Price: $39.46
DCF (Discounted Cash Flow)
$138.94
Graham Number
$52.29
Earnings Power Value
$36.80
Relative Value (P/E)
$75.80
Dividend Discount Model
Not applicable
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Consensus Value
$75.96

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

B
67
Profitability
18/25
Strength
17/25
Valuation
22/25
Growth
10/25

Financial Health Signals

Strong earnings growth (20% YoY)

Key Financials

EPS (TTM)
$3.79
EPS (Forward)
$4.55
Book Value
$32.06
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
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ROE
12.5%
Debt/Equity
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Revenue Growth
N/A
Earnings Growth
20.0%
Dividend Yield
N/A
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance