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TFS Financial CORP (TFSL)

Savings Institution, Federally Chartered ยท Financial Services ยท $4.6B

overvalued
Intrinsic Value (Consensus)
$6.08
Current Price
$16.46
Margin of Safety
-63.1%
63.1% Above Intrinsic Value
Value: $6
Price: $16

Valuation Model Estimates

Current Price: $16.46
DCF (Discounted Cash Flow)
$7.83
Graham Number
$6.97
Earnings Power Value
$3.11
Relative Value (P/E)
$6.40
Dividend Discount Model
Not applicable
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Consensus Value
$6.08

Model Assumptions

Discount Rate
10.3%
Growth Rate
14.3%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

D
46
Profitability
12/25
Strength
17/25
Valuation
7/25
Growth
10/25

Key Financials

EPS (TTM)
$0.32
EPS (Forward)
$0.37
Book Value
$6.75
P/E Ratio
20.0
Forward P/E
17.5
PEG Ratio
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ROE
4.8%
Debt/Equity
โ€”
Revenue Growth
N/A
Earnings Growth
14.3%
Dividend Yield
N/A
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance