TFS Financial CORP (TFSL)

Savings Institution, Federally Chartered · Financial Services · $1.8B

fair
Intrinsic Value (Consensus)
$6.08
Current Price
$6.40
Margin of Safety
-5%
5% Above Intrinsic Value
Value: $6
Price: $6

Valuation Model Estimates

Current Price: $6.40
DCF (Discounted Cash Flow)
$7.83
Graham Number
$6.97
Earnings Power Value
$3.11
Relative Value (P/E)
$6.40
Dividend Discount Model
Not applicable
Consensus Value
$6.08

Model Assumptions

Discount Rate
10.3%
Growth Rate
14.3%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$0.32
EPS (Forward)
$0.37
Book Value
$6.75
P/E Ratio
20.0
Forward P/E
17.5
PEG Ratio
ROE
4.8%
Debt/Equity
Revenue Growth
N/A
Earnings Growth
14.3%
Dividend Yield
N/A
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance