FIRST FINANCIAL CORP /IN/ (THFF)

State Commercial Banks · Financial Services · $1.6B

undervalued
Intrinsic Value (Consensus)
$158.66
Current Price
$133.60
Margin of Safety
+18.8%
18.8% Below Intrinsic Value
Value: $159
Price: $134

Valuation Model Estimates

Current Price: $133.60
DCF (Discounted Cash Flow)
$340.80
Graham Number
$90.70
Earnings Power Value
$64.85
Relative Value (P/E)
$133.60
Dividend Discount Model
$163.33
Consensus Value
$158.66

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$6.68
EPS (Forward)
$8.02
Book Value
$54.73
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
12.2%
Debt/Equity
29%
Revenue Growth
N/A
Earnings Growth
20.0%
Dividend Yield
0.4%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance