TOMPKINS FINANCIAL CORP (TMP)
State Commercial Banks · Financial Services · $3.2B
Intrinsic Value (Consensus)
$154.79
Current Price
$224.80
Margin of Safety
-31.1%
31.1% Above Intrinsic Value
Value: $155
Price: $225
Valuation Model Estimates
Current Price: $224.80
DCF (Discounted Cash Flow)
$104.51
Graham Number
$112.19
Earnings Power Value
$109.13
Relative Value (P/E)
$224.80
Dividend Discount Model
$223.33
Consensus Value
$154.79
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $11.24
- EPS (Forward)
- $13.49
- Book Value
- $49.77
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 22.6%
- Debt/Equity
- —
- Revenue Growth
- -4.5%
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.3%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance