TRUPANION, INC. (TRUP)
Hospital & Medical Service Plans · Financial Services · $1.1B
Intrinsic Value (Consensus)
$12.50
Current Price
$24.44
Margin of Safety
-48.9%
48.9% Above Intrinsic Value
Value: $13
Price: $24
Valuation Model Estimates
Current Price: $24.44
DCF (Discounted Cash Flow)
$27.18
Graham Number
$9.44
Earnings Power Value
$4.37
Relative Value (P/E)
$9.00
Dividend Discount Model
Not applicable
—
Consensus Value
$12.50
Model Assumptions
Discount Rate
10.3%
Growth Rate
5.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
54
Profitability
10/25
Strength
24/25
Valuation
7/25
Growth
13/25
Financial Health Signals
Negative return on equity — company is losing money on shareholder capital
Low debt — conservative balance sheet
Key Financials
- EPS (TTM)
- $0.45
- EPS (Forward)
- $0.47
- Book Value
- $8.80
- P/E Ratio
- 20.0
- Forward P/E
- 19.0
- PEG Ratio
- —
- ROE
- -5.5%
- Debt/Equity
- 27%
- Revenue Growth
- 11.9%
- Earnings Growth
- 5.0%
- Dividend Yield
- N/A
- Beta
- 1.00
Similar Stocks (Financial Services)
AACBRArtius II Acquisitio...
$3.57+300%
ACGLNArch Capital Group L...
$225.25+300%
ACGLOArch Capital Group L...
$225.25+300%
AFGBAmerican Financial G...
$182.24+300%
AFGCAmerican Financial G...
$182.24+300%
Data last updated: 2026-06-16
Source: Yahoo Finance