TRUPANION, INC. (TRUP)

Hospital & Medical Service Plans · Financial Services · $393M

undervalued
Intrinsic Value (Consensus)
$12.50
Current Price
$9.00
Margin of Safety
+38.9%
38.9% Below Intrinsic Value
Value: $13
Price: $9

Valuation Model Estimates

Current Price: $9.00
DCF (Discounted Cash Flow)
$27.18
Graham Number
$9.44
Earnings Power Value
$4.37
Relative Value (P/E)
$9.00
Dividend Discount Model
Not applicable
Consensus Value
$12.50

Model Assumptions

Discount Rate
10.3%
Growth Rate
5.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$0.45
EPS (Forward)
$0.47
Book Value
$8.80
P/E Ratio
20.0
Forward P/E
19.0
PEG Ratio
ROE
-5.5%
Debt/Equity
27%
Revenue Growth
11.9%
Earnings Growth
5.0%
Dividend Yield
N/A
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance