TIMBERLAND BANCORP INC (TSBK)
Savings Institutions, Not Federally Chartered · Financial Services · $330M
Intrinsic Value (Consensus)
$82.95
Current Price
$42.10
Margin of Safety
+97%
97% Below Intrinsic Value
Value: $83
Price: $42
Valuation Model Estimates
Current Price: $42.10
DCF (Discounted Cash Flow)
$170.15
Graham Number
$52.61
Earnings Power Value
$35.63
Relative Value (P/E)
$73.40
Dividend Discount Model
$340.00
Consensus Value
$82.95
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
67
Profitability
18/25
Strength
17/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Strong earnings growth (20% YoY)
High free cash flow yield (8.6%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $3.67
- EPS (Forward)
- $4.40
- Book Value
- $33.52
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 11.1%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- 1.4%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance