UNITED BANCORP INC /OH/ (UBCP)
State Commercial Banks · Financial Services · $155M
Intrinsic Value (Consensus)
$19.66
Current Price
$26.80
Margin of Safety
-26.6%
26.6% Above Intrinsic Value
Value: $20
Price: $27
Valuation Model Estimates
Current Price: $26.80
DCF (Discounted Cash Flow)
Not applicable
—
Graham Number
$19.18
Earnings Power Value
$13.01
Relative Value (P/E)
$26.80
Dividend Discount Model
Not applicable
—
Consensus Value
$19.66
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $1.34
- EPS (Forward)
- $1.61
- Book Value
- $12.20
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 11.0%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- N/A
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance