UNITED FIRE GROUP INC (UFCS)
Fire, Marine & Casualty Insurance · Financial Services · $2.3B
Intrinsic Value (Consensus)
$65.14
Current Price
$89.60
Margin of Safety
-27.3%
27.3% Above Intrinsic Value
Value: $65
Price: $90
Valuation Model Estimates
Current Price: $89.60
DCF (Discounted Cash Flow)
$419.14
Graham Number
$60.81
Earnings Power Value
$43.50
Relative Value (P/E)
$89.60
Dividend Discount Model
$66.67
Consensus Value
$65.14
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $4.48
- EPS (Forward)
- $5.38
- Book Value
- $36.69
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 12.6%
- Debt/Equity
- —
- Revenue Growth
- 10.6%
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.2%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance