UMB FINANCIAL CORP (UMBF)
National Commercial Banks · Financial Services · $14.1B
Intrinsic Value (Consensus)
$150.28
Current Price
$185.80
Margin of Safety
-19.1%
19.1% Above Intrinsic Value
Value: $150
Price: $186
Valuation Model Estimates
Current Price: $185.80
DCF (Discounted Cash Flow)
$179.66
Graham Number
$145.49
Earnings Power Value
$90.19
Relative Value (P/E)
$185.80
Dividend Discount Model
Not applicable
—
Consensus Value
$150.28
Model Assumptions
Discount Rate
10.3%
Growth Rate
3.3%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $9.29
- EPS (Forward)
- $9.60
- Book Value
- $101.26
- P/E Ratio
- 20.0
- Forward P/E
- 19.4
- PEG Ratio
- —
- ROE
- 9.1%
- Debt/Equity
- 6%
- Revenue Growth
- N/A
- Earnings Growth
- 3.3%
- Dividend Yield
- N/A
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance