UnitedHealth Group Incorporated (UNH)

Medical - Healthcare Plans · Healthcare · $371.0B

overvalued
Intrinsic Value (Consensus)
$180.17
Current Price
$408.52
Margin of Safety
-55.9%
55.9% Above Intrinsic Value
Value: $180
Price: $409

Valuation Model Estimates

Current Price: $408.52
DCF (Discounted Cash Flow)
$224.46
Graham Number
$103.15
Earnings Power Value
$128.45
Relative Value (P/E)
$264.60
Dividend Discount Model
$19.88
Consensus Value
$180.17

Model Assumptions

Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$13.23
EPS (Forward)
$13.49
Book Value
$35.74
P/E Ratio
30.9
Forward P/E
30.2
PEG Ratio
ROE
37.1%
Debt/Equity
223%
Revenue Growth
11.8%
Earnings Growth
2.0%
Dividend Yield
0.4%
Beta
0.65

Data last updated: 2026-06-12

Source: Yahoo Finance