Unum Group (UNM)
Accident & Health Insurance · Financial Services · $15.2B
Intrinsic Value (Consensus)
$61.54
Current Price
$92.30
Margin of Safety
-33.3%
33.3% Above Intrinsic Value
Value: $62
Price: $92
Valuation Model Estimates
Current Price: $92.30
DCF (Discounted Cash Flow)
$40.72
Graham Number
$78.60
Earnings Power Value
$41.46
Relative Value (P/E)
$85.40
Dividend Discount Model
Not applicable
—
Consensus Value
$61.54
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
51
Profitability
15/25
Strength
22/25
Valuation
7/25
Growth
7/25
Key Financials
- EPS (TTM)
- $4.27
- EPS (Forward)
- $4.36
- Book Value
- $64.30
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 6.6%
- Debt/Equity
- 34%
- Revenue Growth
- 1.5%
- Earnings Growth
- 2.0%
- Dividend Yield
- N/A
- Beta
- 1.00
Similar Stocks (Financial Services)
AACBRArtius II Acquisitio...
$3.57+300%
ACGLNArch Capital Group L...
$225.25+300%
ACGLOArch Capital Group L...
$225.25+300%
AFGBAmerican Financial G...
$182.24+300%
AFGCAmerican Financial G...
$182.24+300%
Data last updated: 2026-06-16
Source: Yahoo Finance