US BANCORP \DE\ (USB)
National Commercial Banks · Financial Services · $94.2B
Intrinsic Value (Consensus)
$114.84
Current Price
$58.89
Margin of Safety
+95%
95% Below Intrinsic Value
Value: $115
Price: $59
Valuation Model Estimates
Current Price: $58.89
DCF (Discounted Cash Flow)
$198.56
Graham Number
$65.08
Earnings Power Value
$44.85
Relative Value (P/E)
$92.40
Dividend Discount Model
$173.33
Consensus Value
$114.84
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
72
Profitability
18/25
Strength
19/25
Valuation
22/25
Growth
13/25
Financial Health Signals
Strong earnings growth (20% YoY)
Key Financials
- EPS (TTM)
- $4.62
- EPS (Forward)
- $5.54
- Book Value
- $40.75
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 11.6%
- Debt/Equity
- 61%
- Revenue Growth
- 4.4%
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.6%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance