UTG INC (UTGN)
Life Insurance · Financial Services · $340M
Intrinsic Value (Consensus)
$85.33
Current Price
$108.40
Margin of Safety
-21.3%
21.3% Above Intrinsic Value
Value: $85
Price: $108
Valuation Model Estimates
Current Price: $108.40
DCF (Discounted Cash Flow)
Not applicable
—
Graham Number
$94.96
Earnings Power Value
$52.62
Relative Value (P/E)
$108.40
Dividend Discount Model
Not applicable
—
Consensus Value
$85.33
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $5.42
- EPS (Forward)
- $5.53
- Book Value
- $73.95
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 7.4%
- Debt/Equity
- 4%
- Revenue Growth
- -50.1%
- Earnings Growth
- 2.0%
- Dividend Yield
- N/A
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance