UNIVEST FINANCIAL Corp (UVSP)

State Commercial Banks · Financial Services · $1.7B

undervalued
Intrinsic Value (Consensus)
$71.97
Current Price
$62.60
Margin of Safety
+15%
15% Below Intrinsic Value
Value: $72
Price: $63

Valuation Model Estimates

Current Price: $62.60
DCF (Discounted Cash Flow)
$144.77
Graham Number
$48.75
Earnings Power Value
$30.39
Relative Value (P/E)
$62.60
Dividend Discount Model
$73.33
Consensus Value
$71.97

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$3.13
EPS (Forward)
$3.76
Book Value
$33.75
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
9.6%
Debt/Equity
16%
Revenue Growth
9.6%
Earnings Growth
20.0%
Dividend Yield
0.4%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance