UNIVEST FINANCIAL Corp (UVSP)
State Commercial Banks · Financial Services · $1.2B
Intrinsic Value (Consensus)
$71.97
Current Price
$41.83
Margin of Safety
+72.1%
72.1% Below Intrinsic Value
Value: $72
Price: $42
Valuation Model Estimates
Current Price: $41.83
DCF (Discounted Cash Flow)
$144.77
Graham Number
$48.75
Earnings Power Value
$30.39
Relative Value (P/E)
$62.60
Dividend Discount Model
$73.33
Consensus Value
$71.97
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
77
Profitability
15/25
Strength
24/25
Valuation
22/25
Growth
16/25
Financial Health Signals
Low debt — conservative balance sheet
Strong earnings growth (20% YoY)
Key Financials
- EPS (TTM)
- $3.13
- EPS (Forward)
- $3.76
- Book Value
- $33.75
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 9.6%
- Debt/Equity
- 16%
- Revenue Growth
- 9.6%
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.4%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance