UWHARRIE CAPITAL CORP (UWHR)
State Commercial Banks · Financial Services · $213M
Intrinsic Value (Consensus)
$24.52
Current Price
$29.80
Margin of Safety
-17.7%
17.7% Above Intrinsic Value
Value: $25
Price: $30
Valuation Model Estimates
Current Price: $29.80
DCF (Discounted Cash Flow)
$36.36
Graham Number
$17.44
Earnings Power Value
$14.47
Relative Value (P/E)
$29.80
Dividend Discount Model
Not applicable
—
Consensus Value
$24.52
Model Assumptions
Discount Rate
10.3%
Growth Rate
14.6%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $1.49
- EPS (Forward)
- $1.71
- Book Value
- $9.08
- P/E Ratio
- 20.0
- Forward P/E
- 17.4
- PEG Ratio
- —
- ROE
- 2.5%
- Debt/Equity
- 45%
- Revenue Growth
- N/A
- Earnings Growth
- 14.6%
- Dividend Yield
- N/A
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance