Velocity Financial, Inc. (VEL)

Finance Services · Financial Services · $2.2B

overvalued
Intrinsic Value (Consensus)
$33.91
Current Price
$55.00
Margin of Safety
-38.3%
38.3% Above Intrinsic Value
Value: $34
Price: $55

Valuation Model Estimates

Current Price: $55.00
DCF (Discounted Cash Flow)
$21.37
Graham Number
$32.57
Earnings Power Value
$26.70
Relative Value (P/E)
$55.00
Dividend Discount Model
Not applicable
Consensus Value
$33.91

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$2.75
EPS (Forward)
$3.30
Book Value
$17.14
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
15.6%
Debt/Equity
Revenue Growth
N/A
Earnings Growth
20.0%
Dividend Yield
N/A
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance