Velocity Financial, Inc. (VEL)
Finance Services · Financial Services · $696M
Intrinsic Value (Consensus)
$33.91
Current Price
$17.74
Margin of Safety
+91.1%
91.1% Below Intrinsic Value
Value: $34
Price: $18
Valuation Model Estimates
Current Price: $17.74
DCF (Discounted Cash Flow)
$21.37
Graham Number
$32.57
Earnings Power Value
$26.70
Relative Value (P/E)
$55.00
Dividend Discount Model
Not applicable
—
Consensus Value
$33.91
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
71
Profitability
22/25
Strength
17/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Strong earnings growth (20% YoY)
Key Financials
- EPS (TTM)
- $2.75
- EPS (Forward)
- $3.30
- Book Value
- $17.14
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 15.6%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- N/A
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance