VALLEY NATIONAL BANCORP (VLYPN)
National Commercial Banks · Financial Services · $14.4B
Intrinsic Value (Consensus)
$22.30
Current Price
$25.76
Margin of Safety
-13.4%
13.4% Above Intrinsic Value
Value: $22
Price: $26
Valuation Model Estimates
Current Price: $25.76
DCF (Discounted Cash Flow)
$27.09
Graham Number
$17.74
Earnings Power Value
$9.81
Relative Value (P/E)
$20.20
Dividend Discount Model
$36.67
Consensus Value
$22.30
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
61
Profitability
15/25
Strength
24/25
Valuation
12/25
Growth
10/25
Financial Health Signals
Low debt — conservative balance sheet
Strong earnings growth (20% YoY)
Key Financials
- EPS (TTM)
- $1.01
- EPS (Forward)
- $1.21
- Book Value
- $13.85
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 7.7%
- Debt/Equity
- 21%
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.5%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance