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Voya Financial, Inc. (VOYA)

Life Insurance ยท Financial Services ยท $8.4B

undervalued
Intrinsic Value (Consensus)
$110.38
Current Price
$91.08
Margin of Safety
+21.2%
21.2% Below Intrinsic Value
Value: $110
Price: $91

Valuation Model Estimates

Current Price: $91.08
DCF (Discounted Cash Flow)
$167.57
Graham Number
$87.10
Earnings Power Value
$61.07
Relative Value (P/E)
$125.80
Dividend Discount Model
$5.66
Consensus Value
$110.38

Model Assumptions

Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

B
66
Profitability
18/25
Strength
22/25
Valuation
19/25
Growth
7/25

Financial Health Signals

High free cash flow yield (14.5%) โ€” generating lots of cash relative to price

Key Financials

EPS (TTM)
$6.29
EPS (Forward)
$6.42
Book Value
$53.60
P/E Ratio
20.0
Forward P/E
19.6
PEG Ratio
โ€”
ROE
13.2%
Debt/Equity
42%
Revenue Growth
4.9%
Earnings Growth
2.0%
Dividend Yield
0.4%
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance