WESTAMERICA BANCORPORATION (WABC)

National Commercial Banks · Financial Services · $2.1B

overvalued
Intrinsic Value (Consensus)
$65.46
Current Price
$90.40
Margin of Safety
-27.6%
27.6% Above Intrinsic Value
Value: $65
Price: $90

Valuation Model Estimates

Current Price: $90.40
DCF (Discounted Cash Flow)
$64.20
Graham Number
$63.38
Earnings Power Value
$43.88
Relative Value (P/E)
$90.40
Dividend Discount Model
$5.54
Consensus Value
$65.46

Model Assumptions

Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$4.52
EPS (Forward)
$4.61
Book Value
$39.50
P/E Ratio
20.0
Forward P/E
19.6
PEG Ratio
ROE
12.4%
Debt/Equity
Revenue Growth
N/A
Earnings Growth
2.0%
Dividend Yield
0.5%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance