WESTAMERICA BANCORPORATION (WABC)
National Commercial Banks · Financial Services · $1.4B
Intrinsic Value (Consensus)
$65.46
Current Price
$57.97
Margin of Safety
+12.9%
12.9% Below Intrinsic Value
Value: $65
Price: $58
Valuation Model Estimates
Current Price: $57.97
DCF (Discounted Cash Flow)
$64.20
Graham Number
$63.38
Earnings Power Value
$43.88
Relative Value (P/E)
$90.40
Dividend Discount Model
$5.54
Consensus Value
$65.46
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
54
Profitability
18/25
Strength
17/25
Valuation
15/25
Growth
4/25
Financial Health Signals
High free cash flow yield (8.7%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $4.52
- EPS (Forward)
- $4.61
- Book Value
- $39.50
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 12.4%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 2.0%
- Dividend Yield
- 0.5%
- Beta
- 1.00
Similar Stocks (Financial Services)
AACBRArtius II Acquisitio...
$3.57+300%
ACGLNArch Capital Group L...
$225.25+300%
ACGLOArch Capital Group L...
$225.25+300%
AFGBAmerican Financial G...
$182.24+300%
AFGCAmerican Financial G...
$182.24+300%
Data last updated: 2026-06-16
Source: Yahoo Finance