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WAFD INC (WAFD)

National Commercial Banks ยท Financial Services ยท $2.7B

undervalued
Intrinsic Value (Consensus)
$43.12
Current Price
$36.96
Margin of Safety
+16.7%
16.7% Below Intrinsic Value
Value: $43
Price: $37

Valuation Model Estimates

Current Price: $36.96
DCF (Discounted Cash Flow)
$45.01
Graham Number
$49.35
Earnings Power Value
$25.53
Relative Value (P/E)
$52.60
Dividend Discount Model
$4.71
Consensus Value
$43.12

Model Assumptions

Discount Rate
10.3%
Growth Rate
5.2%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

C
64
Profitability
15/25
Strength
17/25
Valuation
19/25
Growth
13/25

Key Financials

EPS (TTM)
$2.63
EPS (Forward)
$2.77
Book Value
$41.16
P/E Ratio
20.0
Forward P/E
19.0
PEG Ratio
โ€”
ROE
7.4%
Debt/Equity
โ€”
Revenue Growth
7.8%
Earnings Growth
5.2%
Dividend Yield
0.5%
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance