Western New England Bancorp, Inc. (WNEB)

Savings Institution, Federally Chartered · Financial Services · $304M

undervalued
Intrinsic Value (Consensus)
$19.94
Current Price
$15.00
Margin of Safety
+32.9%
32.9% Below Intrinsic Value
Value: $20
Price: $15

Valuation Model Estimates

Current Price: $15.00
DCF (Discounted Cash Flow)
$39.71
Graham Number
$14.37
Earnings Power Value
$7.28
Relative Value (P/E)
$15.00
Dividend Discount Model
$23.33
Consensus Value
$19.94

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$0.75
EPS (Forward)
$0.90
Book Value
$12.23
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
6.2%
Debt/Equity
23%
Revenue Growth
N/A
Earnings Growth
20.0%
Dividend Yield
0.5%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance