WORLD ACCEPTANCE CORP (WRLD)

Personal Credit Institutions · Financial Services · $641M

overvalued
Intrinsic Value (Consensus)
$104.14
Current Price
$137.60
Margin of Safety
-24.3%
24.3% Above Intrinsic Value
Value: $104
Price: $138

Valuation Model Estimates

Current Price: $137.60
DCF (Discounted Cash Flow)
$863.28
Graham Number
$108.02
Earnings Power Value
$66.80
Relative Value (P/E)
$137.60
Dividend Discount Model
Not applicable
Consensus Value
$104.14

Model Assumptions

Discount Rate
10.3%
Growth Rate
5.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$6.88
EPS (Forward)
$7.22
Book Value
$75.38
P/E Ratio
20.0
Forward P/E
19.0
PEG Ratio
ROE
9.9%
Debt/Equity
167%
Revenue Growth
313.1%
Earnings Growth
5.0%
Dividend Yield
N/A
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance