WEST BANCORPORATION INC (WTBA)
State Commercial Banks · Financial Services · $422M
Intrinsic Value (Consensus)
$41.59
Current Price
$24.78
Margin of Safety
+67.8%
67.8% Below Intrinsic Value
Value: $42
Price: $25
Valuation Model Estimates
Current Price: $24.78
DCF (Discounted Cash Flow)
$118.84
Graham Number
$25.98
Earnings Power Value
$18.64
Relative Value (P/E)
$38.40
Dividend Discount Model
$83.33
Consensus Value
$41.59
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
74
Profitability
18/25
Strength
24/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Low debt — conservative balance sheet
Strong earnings growth (20% YoY)
High free cash flow yield (10.2%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $1.92
- EPS (Forward)
- $2.30
- Book Value
- $15.62
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 12.2%
- Debt/Equity
- 19%
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.7%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance