WINTRUST FINANCIAL CORP (WTFC)
State Commercial Banks · Financial Services · $10.5B
Intrinsic Value (Consensus)
$198.40
Current Price
$157.19
Margin of Safety
+26.2%
26.2% Below Intrinsic Value
Value: $198
Price: $157
Valuation Model Estimates
Current Price: $157.19
DCF (Discounted Cash Flow)
$303.25
Graham Number
$166.73
Earnings Power Value
$110.68
Relative Value (P/E)
$228.00
Dividend Discount Model
$183.33
Consensus Value
$198.40
Model Assumptions
Discount Rate
10.3%
Growth Rate
10.6%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
77
Profitability
18/25
Strength
24/25
Valuation
19/25
Growth
16/25
Financial Health Signals
Low debt — conservative balance sheet
High free cash flow yield (8.2%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $11.40
- EPS (Forward)
- $12.61
- Book Value
- $108.38
- P/E Ratio
- 20.0
- Forward P/E
- 18.1
- PEG Ratio
- —
- ROE
- 11.3%
- Debt/Equity
- 11%
- Revenue Growth
- 5.9%
- Earnings Growth
- 10.6%
- Dividend Yield
- 0.2%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance