WHITE MOUNTAINS INSURANCE GROUP LTD (WTM)
Fire, Marine & Casualty Insurance · Financial Services · $5.0B
Intrinsic Value (Consensus)
$6938.94
Current Price
$2032.37
Margin of Safety
+241.4%
241.4% Below Intrinsic Value
Value: $6939
Price: $2032
Valuation Model Estimates
Current Price: $2032.37
DCF (Discounted Cash Flow)
$10372.37
Graham Number
$4604.45
Earnings Power Value
$4176.12
Relative Value (P/E)
$8602.80
Dividend Discount Model
$333.33
Consensus Value
$6938.94
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
A
90
Profitability
22/25
Strength
24/25
Valuation
22/25
Growth
22/25
Financial Health Signals
Strong profitability — ROE of 20% (above 20% is excellent)
Low debt — conservative balance sheet
Strong earnings growth (20% YoY)
High free cash flow yield (10.9%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $430.14
- EPS (Forward)
- $516.17
- Book Value
- $2190.60
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 20.4%
- Debt/Equity
- 15%
- Revenue Growth
- 66.8%
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.0%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance