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FirstCash Holdings, Inc. (FCFS)

Retail-Miscellaneous Retail · Consumer Discretionary · $9.7B

overvalued
Intrinsic Value (Consensus)
$104.47
Current Price
$219.81
Margin of Safety
-52.5%
52.5% Above Intrinsic Value
Value: $104
Price: $220

Valuation Model Estimates

Current Price: $219.81
DCF (Discounted Cash Flow)
$531.09
Graham Number
$92.97
Earnings Power Value
$72.04
Relative Value (P/E)
$148.40
Dividend Discount Model
$533.33
Consensus Value
$104.47

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

C
63
Profitability
18/25
Strength
19/25
Valuation
7/25
Growth
19/25

Financial Health Signals

Strong earnings growth (20% YoY)

Key Financials

EPS (TTM)
$7.42
EPS (Forward)
$8.90
Book Value
$51.77
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
14.5%
Debt/Equity
98%
Revenue Growth
10.7%
Earnings Growth
20.0%
Dividend Yield
1.1%
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance