HEALTHEQUITY, INC. (HQY)

Services-Business Services, NEC · Technology · $4.1B

overvalued
Intrinsic Value (Consensus)
$36.79
Current Price
$49.20
Margin of Safety
-25.2%
25.2% Above Intrinsic Value
Value: $37
Price: $49

Valuation Model Estimates

Current Price: $49.20
DCF (Discounted Cash Flow)
$254.30
Graham Number
$37.28
Earnings Power Value
$23.88
Relative Value (P/E)
$49.20
Dividend Discount Model
Not applicable
Consensus Value
$36.79

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$2.46
EPS (Forward)
$2.95
Book Value
$25.11
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
10.2%
Debt/Equity
45%
Revenue Growth
9.5%
Earnings Growth
20.0%
Dividend Yield
N/A
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance