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H&R BLOCK INC (HRB)

Services-Personal Services ยท Consumer Discretionary ยท $4.7B

undervalued
Intrinsic Value (Consensus)
$58.21
Current Price
$36.23
Margin of Safety
+60.7%
60.7% Below Intrinsic Value
Value: $58
Price: $36

Valuation Model Estimates

Current Price: $36.23
DCF (Discounted Cash Flow)
$76.79
Graham Number
$8.00
Earnings Power Value
$42.62
Relative Value (P/E)
$87.80
Dividend Discount Model
$25.62
Consensus Value
$58.21

Model Assumptions

Discount Rate
10.3%
Growth Rate
6.6%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

B
69
Profitability
25/25
Strength
12/25
Valuation
22/25
Growth
10/25

Financial Health Signals

Very high debt โ€” Debt/Equity ratio is 1680% (above 200% is risky)
Strong profitability โ€” ROE of 681% (above 20% is excellent)
High free cash flow yield (12.8%) โ€” generating lots of cash relative to price

Key Financials

EPS (TTM)
$4.39
EPS (Forward)
$4.68
Book Value
$0.65
P/E Ratio
20.0
Forward P/E
18.8
PEG Ratio
โ€”
ROE
681.4%
Debt/Equity
1680%
Revenue Growth
4.2%
Earnings Growth
6.6%
Dividend Yield
1.1%
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance