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J.Jill, Inc. (JILL)

Women's, Misses': and Juniors Outerwear ยท Consumer Discretionary ยท $221M

undervalued
Intrinsic Value (Consensus)
$23.42
Current Price
$14.79
Margin of Safety
+58.4%
58.4% Below Intrinsic Value
Value: $23
Price: $15

Valuation Model Estimates

Current Price: $14.79
DCF (Discounted Cash Flow)
$21.37
Graham Number
$18.24
Earnings Power Value
$17.67
Relative Value (P/E)
$36.40
Dividend Discount Model
$1.08
Consensus Value
$23.42

Model Assumptions

Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

C
63
Profitability
22/25
Strength
15/25
Valuation
22/25
Growth
4/25

Financial Health Signals

Elevated debt โ€” Debt/Equity ratio is 172%
Declining revenue โ€” top line is shrinking
Strong profitability โ€” ROE of 23% (above 20% is excellent)
High free cash flow yield (11.4%) โ€” generating lots of cash relative to price

Key Financials

EPS (TTM)
$1.82
EPS (Forward)
$1.86
Book Value
$8.13
P/E Ratio
20.0
Forward P/E
19.6
PEG Ratio
โ€”
ROE
23.0%
Debt/Equity
172%
Revenue Growth
-2.3%
Earnings Growth
2.0%
Dividend Yield
0.2%
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance