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Paymentus Holdings, Inc. (PAY)

Services-Business Services, NEC ยท Technology ยท $2.8B

overvalued
Intrinsic Value (Consensus)
$7.53
Current Price
$21.84
Margin of Safety
-65.5%
65.5% Above Intrinsic Value
Value: $8
Price: $22

Valuation Model Estimates

Current Price: $21.84
DCF (Discounted Cash Flow)
$58.75
Graham Number
$7.13
Earnings Power Value
$5.05
Relative Value (P/E)
$10.40
Dividend Discount Model
Not applicable
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Consensus Value
$7.53

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

C
64
Profitability
18/25
Strength
17/25
Valuation
7/25
Growth
22/25

Financial Health Signals

Strong earnings growth (20% YoY)

Key Financials

EPS (TTM)
$0.52
EPS (Forward)
$0.62
Book Value
$4.34
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
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ROE
11.9%
Debt/Equity
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Revenue Growth
37.3%
Earnings Growth
20.0%
Dividend Yield
N/A
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance