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PayPal Holdings, Inc. (PYPL)

Services-Business Services, NEC ยท Technology ยท $38.9B

undervalued
Intrinsic Value (Consensus)
$64.99
Current Price
$43.65
Margin of Safety
+48.9%
48.9% Below Intrinsic Value
Value: $65
Price: $44

Valuation Model Estimates

Current Price: $43.65
DCF (Discounted Cash Flow)
$292.51
Graham Number
$52.58
Earnings Power Value
$52.52
Relative Value (P/E)
$108.20
Dividend Discount Model
$46.67
Consensus Value
$64.99

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

A
91
Profitability
25/25
Strength
22/25
Valuation
22/25
Growth
22/25

Financial Health Signals

Strong profitability โ€” ROE of 26% (above 20% is excellent)
Strong earnings growth (20% YoY)
High free cash flow yield (14.3%) โ€” generating lots of cash relative to price

Key Financials

EPS (TTM)
$5.41
EPS (Forward)
$6.49
Book Value
$22.71
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
โ€”
ROE
25.8%
Debt/Equity
54%
Revenue Growth
305.9%
Earnings Growth
20.0%
Dividend Yield
0.1%
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance