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Western Union CO (WU)

Services-Business Services, NEC ยท Technology ยท $2.3B

undervalued
Intrinsic Value (Consensus)
$21.88
Current Price
$7.26
Margin of Safety
+201.4%
201.4% Below Intrinsic Value
Value: $22
Price: $7

Valuation Model Estimates

Current Price: $7.26
DCF (Discounted Cash Flow)
$20.48
Graham Number
$3.53
Earnings Power Value
$14.76
Relative Value (P/E)
$30.40
Dividend Discount Model
$2.83
Consensus Value
$21.88

Model Assumptions

Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

C
63
Profitability
25/25
Strength
12/25
Valuation
22/25
Growth
4/25

Financial Health Signals

Very high debt โ€” Debt/Equity ratio is 2533% (above 200% is risky)
Declining revenue โ€” top line is shrinking
Strong profitability โ€” ROE of 439% (above 20% is excellent)
High free cash flow yield (22.3%) โ€” generating lots of cash relative to price

Key Financials

EPS (TTM)
$1.52
EPS (Forward)
$1.55
Book Value
$0.36
P/E Ratio
20.0
Forward P/E
19.6
PEG Ratio
โ€”
ROE
438.6%
Debt/Equity
2533%
Revenue Growth
-3.7%
Earnings Growth
2.0%
Dividend Yield
0.8%
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance