Exzeo Group, Inc. (XZO)

Services-Prepackaged Software · Technology · $1.8B

overvalued
Intrinsic Value (Consensus)
$12.30
Current Price
$19.80
Margin of Safety
-37.9%
37.9% Above Intrinsic Value
Value: $12
Price: $20

Valuation Model Estimates

Current Price: $19.80
DCF (Discounted Cash Flow)
$11.88
Graham Number
$7.89
Earnings Power Value
$9.61
Relative Value (P/E)
$19.80
Dividend Discount Model
Not applicable
Consensus Value
$12.30

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$0.99
EPS (Forward)
$1.19
Book Value
$2.80
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
32.6%
Debt/Equity
Revenue Growth
62.0%
Earnings Growth
20.0%
Dividend Yield
N/A
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance