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Cass Information Systems, Inc. (CASS)

Specialty Business Services ยท Industrials ยท $637M

undervalued
Intrinsic Value (Consensus)
$56.66
Current Price
$49.50
Margin of Safety
+14.5%
14.5% Below Intrinsic Value
Value: $57
Price: $50

Valuation Model Estimates

Current Price: $49.50
DCF (Discounted Cash Flow)
$115.78
Graham Number
$33.30
Earnings Power Value
$25.34
Relative Value (P/E)
$52.20
Dividend Discount Model
Not applicable
โ€”
Consensus Value
$56.66

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

C
61
Profitability
18/25
Strength
18/25
Valuation
15/25
Growth
10/25

Financial Health Signals

Declining revenue โ€” top line is shrinking
Strong earnings growth (20% YoY)

Key Financials

EPS (TTM)
$2.61
EPS (Forward)
$3.13
Book Value
$18.88
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
โ€”
ROE
14.5%
Debt/Equity
โ€”
Revenue Growth
-15.1%
Earnings Growth
20.0%
Dividend Yield
N/A
Beta
0.46

Data last updated: 2026-06-21

Source: Yahoo Finance